Palomar Defines - "Quake Damage"
POLICY TERMS
SECTION ll - EARTHQUAKE DEFINITIONS:
A "Covered Event" means, direct physical loss or damage, caused by an "earthquake" during the policy period.
"Covered Event" does NOT mean:
1. Direct physical loss or damage caused by an "earthquake" which commences:
- a. Prior to the effective date of this policy; or
- b. After the termination of this policy.
2. Earth movement, settling of land, land sliding, subsidence, mudflows, or earth sinking, rising or shifting, unless directly and immediately caused by an "earthquake".
One or more "earthquakes" that occur within a 72 hour period, will be considered a single "Covered Event". The termination of this policy will not reduce the 72 hour period.
J. Earthquake Definition: "Earthquake" means a vibration-generating rupture event, caused by displacement within the earth's crust, through release of strain, associated with tectonic processes and includes effects such as ground shaking, liquefaction, seismically-induced land sliding, and damaging amplification of ground motion.
"Earthquake" does not mean or include Tsunami or volcanic eruption.