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The Noland Agency provides a variety of quake insurance carriers:
GET STARTED:
If your home suffers direct quake damage, you should submit a claim to your carrier ASAP to obtain a claim number and secure your "Place In-Line" to speak with a claim adjuster and discuss policy guidelines and limits.
The claim must be approved:
Palomar's definition of a covered event
CLEAN UP & REBUILD
Your claim number will help to "Open Doors" to quality contractors:
After filing a claim, you will be assigned a claim number and adjuster, who will be working in quake damaged areas. Be sure to quickly respond to the adjusters calls, text and emails.
ALTERNATIVE HOUSING HELP:
Ask your adjuster to confirm your "Loss of Use" coverage benefits.
Also confirm "How soon" the approved funds will be provided.
PROTECT YOUR HOME & VALUABLES
All policy state that the owner is required to protect the home and valuables from additional damage from weather, theft etc.
PREPARE TODAY by Documenting the "Value" of Your Belongings:
Photograph your home and personal belongings "Level of quality" with receipts, photos and videos. Store the images in a web cloud folder.
Stay Organized the process may take a few years.
"Qualified Quake Damage" Defined Below
After you file a claim, Troy Noland will be notified of your quake claim, but please don't hesitate to email or call with any questions or concerns.
Troy Noland
503-297-4811
SECTION ll - EARTHQUAKE DEFINITIONS:
A "Covered Event" means, direct physical loss or damage, caused by an "earthquake" during the policy period.
"Covered Event" does NOT mean:
1. Direct physical loss or damage caused by an "earthquake" which commences:
2. Earth movement, settling of land, land sliding, subsidence, mudflows, or earth sinking, rising or shifting, unless directly and immediately caused by an "earthquake".
One or more "earthquakes" that occur within a 72 hour period, will be considered a single "Covered Event". The termination of this policy will not reduce the 72 hour period.
J. Earthquake Definition: "Earthquake" means a vibration-generating rupture event, caused by displacement within the earth's crust, through release of strain, associated with tectonic processes and includes effects such as ground shaking, liquefaction, seismically-induced land sliding, and damaging amplification of ground motion.
"Earthquake" does not mean or include Tsunami or volcanic eruption.
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TheNolandAgency.com (503) 297- 4811